Student Loans
https://www.consumer.ftc.gov/articles/1028-student-loans
Paying for school can be a big undertaking. Understanding the difference between federal and private loans and your consolidation and repayment options can save you thousands of dollars.
Some companies promise to help reduce student loan debt, but there’s nothing they can do for you that you can’t do yourself for free. And some of the companies that promise student loan debt relief are scams. It’s illegal for companies to charge you before they help you.